On the fence, overall.
As my small business operations are fluid at the moment, I am greatly disappointed at the banks' selection methods of providing financial assistance to small businesses, especially minority-owned. My LLC will be transformed into an S-Corp later this month and it is a shame there isn't any support for even startups that could make a difference, let alone be a game changer in the global business community. In my experience on Nav, my information remains discreet due to concerns about predatory lenders or organizations that claim to assist all businesses regardless of credit. I haven't been able to find any financial institution to assist me in that regard and have already resorted to finding ways of raising much needed capital on my own to prevent further frustration incurred on me in these times. Yet I like Nav and will use its services more often, once I've completed the organizational transition of my company to attract more business with Nav providing us with the mobility we need to achieve our objectives. In closing, one should consider raising a business' credibility if it possesses a Copyright and a Trademark, because those cannot be fraudulent whatsoever.