I love Milligram, always will, but afterpay is evil.
Milligram is a superb company, I recommend them to everyone I can (especially when they ask about the nifty stationery I am using) but teaming up with afterpay makes me trust them less. Afterpay, zippay etc are a new brand of lending that will ultimately harm consumers. There is no credit, only debt. Debt can be good but spending beyond your means is a poor habit. Save, wait, be satisfied. Everything Milligram sells is worth the wait.