Very nice representative, but answer from Metromile was unfair.
I don't feel I should be paying almost double for my auto insurance because of the luxury car buying choices of other people in my area. If I had an accident or bought a luxury car myself, I would expect an increase. However it is extremely unfair to explain, and pass on, a marked increase in rates to everyone in the area, when it should be increased on the person buying the luxury car.